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Census Cash - an elegant means of payment for a more civilised age.

Discussion in 'Community' started by Darth Punk, Aug 29, 2017.

?

If there were only one of these two choices to pay for stuff, which would you prefer?

  1. Cash

    50.0%
  2. Card

    50.0%
  1. Rylo Ken

    Rylo Ken Jedi Grand Master star 5

    Registered:
    Dec 19, 2015
    The thing about cash is that you're probably not the only one who has touched it. It's toxic and bacteria-ridden, probably more than mildly radioactive. It's been colluding with the Russians. It doesn't have your best interests at heart. It spreads rumors about you, some of which are true.
     
  2. harpua

    harpua Chosen One star 9

    Registered:
    Mar 12, 2005
    Think about how many people handle your card each day.... it's no cleaner than cash,
     
    Juliet316 likes this.
  3. EHT

    EHT Manager Emeritus star 7 VIP - Former Mod/RSA

    Registered:
    Sep 13, 2007
    The average lifespan (time spent in circulation) of most US bills is about five years. They're touched by many different people during that time, often by multiple people per day. There's no way anyone has a credit or debit card that has been touched by that many people, especially since many places you swipe it yourself.

    Anyway, for small purchases cash is fine, but generally I always use a credit card for convenience.
     
  4. harpua

    harpua Chosen One star 9

    Registered:
    Mar 12, 2005
    Lick your credit card.... I dare you.
     
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  5. Boba_Fett_2001

    Boba_Fett_2001 Force Ghost star 8

    Registered:
    Dec 11, 2000
    Basically zero for me since the payment is done through either tapping or using my PIN. :p
     
  6. SuperWatto

    SuperWatto Manager Emeritus star 6 VIP - Former Mod/RSA

    Registered:
    Sep 19, 2000
    The other day I went to buy a space cake at the local coffeeshop, really one of the only places left where they just take cash. The customer before me was a super filthy homeless dude. I got his change.

    Harps, does this happen with your card?
     
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  7. anakinfansince1983

    anakinfansince1983 Nightsister of Four Realms star 9 Staff Member Manager

    Registered:
    Mar 4, 2011
    Nobody touches my watch. [face_whistling]
     
  8. Diggy

    Diggy Force Ghost star 7

    Registered:
    Feb 27, 2013
    A while ago I decided to simplify, and eliminated all need to cash or cards.

    Being a professional shoplifter really is a wonderful thing.
     
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  9. Juliet316

    Juliet316 Chosen One star 10

    Registered:
    Apr 27, 2005

    *touch* *runs away*[face_beatup]
     
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  10. harpua

    harpua Chosen One star 9

    Registered:
    Mar 12, 2005
    No, but I frequently hand my card to cashiers who likely don't wash their hands after wiping their cracks.
     
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  11. Ender Sai

    Ender Sai Chosen One star 10

    Registered:
    Feb 18, 2001


    I don't get charged for doing that here. I think that's an American thing.
     
  12. Healer_Leona

    Healer_Leona Squirrely Community Mod star 9 Staff Member Manager

    Registered:
    Jul 7, 2000
    The more I thought about it, the more I'd probably pick cash. Using cash, I know exactly how much I'm spending, it easy to loose track of when just handing a card over, as experienced from how my ex spent money. Also, easier to put a limit on things. When I go to a convention I want to buy everything, and by deciding to use cash I can set a better limit. Even when I use a card, say in a restaurant, I will not tip via a card. Cash only. Cards can come in handy, but so can cash.

    As to the cleanliness debate of card vs cash, cashiers also handle everything you buy anyway, as does the stocker in a store, the bagger as well and who knows where their hands have been. Just wash your hands.


    Edit: as to being charge when using the debit card, it's only recent, this year, but yes looking for a different bank, though probably a credit union instead.
     
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  13. Ender Sai

    Ender Sai Chosen One star 10

    Registered:
    Feb 18, 2001
    They're not evading tax. They're offshoring profits by treating them as repaid loans to a company domiciled usually in the Republic of Ireland, where they pay 15% tax on them.

    Pls get it right.



    Except it's England, where they have industrial relations laws.

    SuperWatto - more #Americentrism.

    Same!

    I mean, it can't do what yours can, but...

    EDIT: @Healer_Leona, there is also the fact that tapping for payment treats it as a credit transaction, meaning it won't register as being a debit until the merchant posts the transaction to Visa/MasterCard. Meaning strictly speaking, your cash balance is not always, in real time, correct. That's also worth bearing in mind.
     
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  14. Darth Punk

    Darth Punk Force Ghost star 6

    Registered:
    Nov 25, 2013
    Mine tastes of ketamine
     
    harpua likes this.
  15. Ender Sai

    Ender Sai Chosen One star 10

    Registered:
    Feb 18, 2001


    Took you 2 years to find that out.
     
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  16. Darth Guy

    Darth Guy Chosen One star 10

    Registered:
    Aug 16, 2002
    The only good reason to use cash is to help the merchant avoid the credit card companies extorting fees from them for every transaction.
     
  17. Ender Sai

    Ender Sai Chosen One star 10

    Registered:
    Feb 18, 2001
  18. harpua

    harpua Chosen One star 9

    Registered:
    Mar 12, 2005
    Yeah, I've heard awful things about AmEx. I've never used it.
     
  19. Ender Sai

    Ender Sai Chosen One star 10

    Registered:
    Feb 18, 2001
    I cannot for the life of me work out why anyone would use an Amex card.
     
  20. Healer_Leona

    Healer_Leona Squirrely Community Mod star 9 Staff Member Manager

    Registered:
    Jul 7, 2000

    I'm talking about the cash I carry on me. It is most exact.
     
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  21. LostOnHoth

    LostOnHoth Force Ghost star 5

    Registered:
    Feb 15, 2000
    The only reason anyone I know has an Amex is because Amex teams up with various professional bodies like Law Societies and offers its members 'pre-approved' cards. So for example when law graduates leave Uni and get their first jobs they are issued with a practicing certificate and an invitation to join the Law Society. You pretty much just sign an extra form with the membership application and you receive a pre-approved Amex card with your certificate of membership. Most graduates in their first jobs earn sweet **** all so a pre-approved Amex credit card is like a gift. Until you use it and get arse ****** by all of the fees. Amex is quite evil.
     
  22. Darth Guy

    Darth Guy Chosen One star 10

    Registered:
    Aug 16, 2002
    They're all evil.