Hmmm. "Clumsy" can probably work with half the disadvantage points of the "Tool of Destiny" option. I'll have to give consideration to how to phrase it...unless someone wants to do up a version of it? The "stubborn" disadvantage comes under the category of "psychological limitation", assigned whatever number of points the GM feels is appropriate, although I'd say it'd fall in the 10-ish point category. And thanks to you guys who are looking at this system!