'5GB of transfer' means that people are allowed to take 5GB of content off your site each month before you are over your limit. So if you have a 100MB movie hosted, obviously you are looking at only 50 downloads per month and you are in trouble. I'm pretty sure Data rate is the 'width of the pipe' that the data flows down. The higher the data rate, the more information can flow at any time. If your service provider has a low data rate it doesn't matter how fast your connection is, they aren't going to be able to provide the information any quicker than their data rate will allow. BTW I can't log onto my site at the moment on either machine, nor can I reach it on ftp. I can't access TAC's 3D forum for that matter either.